Does Insurance Cover Chiropractic Care?
As people continue to injure themselves and seek a way to ease their pain after the fact, chiropractic care has risen in popularity to help alleviate patient's pain and to both help prevent future injuries and prevent the worsening of existing ones. But, as is sometimes the case with alternative forms of treatment, chiropractic treatment can be misunderstood. One of the most frequent questions that prospective chiropractic patients have is, "does insurance cover my chiropractic care?"
The coverage of chiropractic care under your health insurance plan is dependent on the insurance provider and if the chiropractor you're going to is within your insurance provider's network.
Let's take a closer look at a few of the most well-known health insurance providers to determine where chiropractic care falls in their coverage plans.
Chiropractic care is covered under Blue Cross Blue Shield insurance, but certain conditions must be met for payment for any chiropractic treatment that exceeds the amount paid out by Blue Cross Blue Shield.
Chiropractic care is covered under Cigna insurance, but only if it meets the criteria to be classified as necessary treatment. If the treatment is considered investigative or experimental, Cigna insurance will not cover the chiropractic treatment.
Much like Cigna, Aetna insurance covers chiropractic care that falls under the umbrella of necessity. If the treatment is considered investigative or experimental, Aetna will not cover the chiropractic treatment.
United Healthcare offers coverage for certain chiropractic services, but it is recommended to contact United Healthcare by phone directly to check eligibility and other relevant information.
What If I Have Additional Questions Regarding My Insurance Coverage?
It may seem obvious, but if you have questions regarding your health insurance coverage related to chiropractic care, check with your insurance provider. If their answers are unclear or still leave doubt about your office accepting your insurance, call the chiropractor office itself.
Here at Mission Hills Chiropractic, we are happy to check your insurance for you, free of charge. Just send us a picture of your ID card and we’ll take care of the rest.
What If I Don't Have Insurance?
If you are without health insurance but need the services a chiropractor offers, it may be worthwhile to give the chiropractor's office a call and ask about payment options, such as an installment plan. Here at Mission Hills, we accept cash and credit card payment along with insurance so that everyone, regardless of insurance, can get the care that they need.
Conclusion
Chiropractic care is a benefit to people suffering from back or neck pain and their complications. Still, confusion around insurance coverage may attempt to dissuade many from giving chiropractic care a chance. But as we've seen, most of the major U.S. health insurance providers cover chiropractic care to some degree.
If you need stellar chiropractic care but want additional information about insurance options, contact us here at Mission Hills Chiropractic to get further details and to book an appointment!
Dr. Craig Stutzman is a great chiropractor, practicing each day in Lake Forest, California at Mission Hills Chiropractic. He’s also an expert surfer, surfing each week on the beaches of Orange County, CA.
Dr. Stutzman, along with Dr. J and Dr. Gooing at Mission Hills, have a mission. That mission is to help people get and stay out of pain through chiropractic adjustments and health habit tips.
Some people say these are the best chiropractors in Lake Forest or even the best chiropractors in Orange County. We can’t help but agree with those people.
Are you looking for the best chiropractors in Lake Forest? You found them in Dr. Stutzman and Mission Hills Chiropractic, your local Lake Forest chiropractors.